|
With the Queensland and Victorian flood crises still affecting thousands, we wanted to look at donating in a structured way – something more people are interested in. In “How to leave a legacy that cares for your family and others”, we look at the two main ways to establish legacies that are also tax‑effective for you, the donor.
Stock markets globally have been gaining strength, leading investors to feel more secure about putting their money back into shares. But did you know the “average investor” has 10 ways they trip themselves up?
Thirty years of research by a finance professor at Berkeley’s Haas School of Business (California Uni, USA) into investor psychology and neurology, as well as economics, has produced interesting results. Do you show any of the tendencies documented?
DFA Australia Limited is one of the fund managers SFS uses because of its robust investment processes. We look at how they’ve stayed above the S&P/ASX 200 accumulation index. It all comes back to solid strategy and strict process – which is why we use them.
We also look at the latest retirement-standard measure, which covers the basic costs to help you budget.
As most clients know, Summerhill moved offices late last year. Our new address is Level 2, 99 Queen Street, Melbourne. Our postal address is PO Box 197, Collins Street West, Victoria, 8007. Phone and fax numbers have remained the same. Please ensure you update your records.
Finally, this is our last newsletter in this form.
You can read our more frequent posts by visiting the “News & Resources” page on the Summerhill Financial Services website, or, simply subscribe (free) via RSS or Feedburner, and they will go straight to your inbox. Just enter your email address in the box on the “News & Resources” page, then click “subscribe”. (This is for SFS only.) You’ll only receive emails when we publish new content.
And on a personal note, Caroline has obtained SMSF Specialist Adviser accreditation through the Self-Managed Super Fund Professionals’ Association of Australia Ltd (SPAA), the peak professional body. This accreditation verifies a practitioner’s competency, independence, experience and knowledge.
As always, we appreciate and welcome your comments and questions on the services we provide to you.
Enjoy the read,
Caroline and Andrew
This newsletter is a combined publication for both Summerhill Financial Services and Summerhill Financial Management.
|
